Derek Chapman 

President

NMLS 1339905

901-504-4663 Office

901-409-9829 Cell

dchapman@localmortgage.com

Over the past ten years, I have seen the mortgage business from an entry-level, back-office job to managing a team of 20 and a pipeline of thousands of loans per year. 

In that time, something became clear to me. The larger a company becomes and the more people involved in the process, the further we get from customers, both individually as mortgage professionals and as a company. Though this is not on purpose, I believe it is a fact of our industry. 

Having handled thousands of mortgage for customers over the years, I believe the best approach is personalized on an individual basis. It is for that reason that I decided to help start Local Mortgage, where we're not focused on doing every loan possible, but rather we're focused on doing your loan to perfection. 

Every company says they provide great service. But what does that really mean? In my career, I have learned what my customers expect. And it's what I work to provide every day. 

Communication. When you call, I answer. Not a receptionist or a team member that doesn't know your situation.

Knowledge. Having managed thousands of mortgage files, I have seen just about every scenario. This means that you can put stock in what I say. And that there won't be surprises late in the process.

Expectations. We'll set a clear game plan from the outset, so you will always know where you stand and what to expect. You won't be left in the dark wondering if you're closing on time. 

Mortgage Tools

Read our Resource Center

Competitive and

updated daily

See where 

we stand

Need expert advice?

Local Mortgage Inc. 

8295 Tournament Drive Suite 150

Memphis, TN 38125

  • Facebook
  • Instagram

©2021 by Local Mortgage Inc.  |  NMLS License #1855068 www.nmlsconsumeraccess.org  |  Disclosures and Licenses | Give Feedback

By using this website, you agree to our Terms of Use and Online Privacy Policy. You also acknowledge receipt of our Privacy Policy

Interest rates where shown, (or quoted) on this site are not an approval or offer of credit. All loans are subject to qualification based on the underwriting standards of Local Mortgage Inc., private or government insuring agencies, guarantors or investors. 

Communication/Marketing Consent: By submitting your information through this website, you authorize Local Mortgage Inc. to contact you via telephone and/or email, even if you have previously registered on the Do Not Call Registry. Any mobile telephone number you  provide may incur charges from your mobile service provider. By visiting this site, third parties may place cookies on your browser for advertising purposes. This data may be used by third parties to display digital advertising on other sites and networks based off of your activity.