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Memphis is our hometown and we're proud to support our Tigers!
Saving you money with lower rates everyday!
Along with five star service, our rates are consistently below the national average! Our customers are saving thousands of dollars on their mortgages. No compromises - Here, you can get great rates and “LOCAL” service!
Refinance Rates
30 Year
Fixed Rate
5.000%
Interest Rate
5.007%
APR
0.078
Points
15 Year
Fixed Rate
4.125%
Interest Rate
4.168%
APR
0.287
Points
Purchase
Rates
Benefits of a home purchase loan
from Local Mortgage
Close on-time
Guarantee
We'll guarantee your closing date when you participate in our Approved Home Buyer Program. Your loan will close on-time or we'll pay your first payment.
Great Rates
Our fixed rates are consistently lower than the national average while continuing to provide 5 star service to our customers.
Dedicated
Loan Team
You'll have your own dedicated team of lending professionals to help you through the mortgage process to closing and beyond.
Great Service - No Compromises
We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts. Not anymore…
If you want the best rates, great products and the right blend of technology with a human touch during your mortgage process, you are in the right place. When you are ready to buy a home, you will feel at home with Local Mortgage.
