Today's Best Mortgage Rates
  • Rates consistently below the national average

  • No hidden fees, no surprises, no gimmicks

Low Rates, High Ratings

Our experienced loan officers offer home buyers a quick and easy mortgage process while providing the lowest combination of rates and fees.




"The entire process was smooth and quick! Travis and his team were great and the entire process was stress free. They worked around my busy schedule and were accessible 24/7. Thank you again for the great experience, best rate and lowest costs out there." - Adam T. on Bankrate

Great Rates with 5 Star Service

We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates or quality service. Not anymore…Local Mortgage provides the best of both worlds.


You will find that our service exceeds expectations, with open communication and transparency, along with our commitment to be available when you need us. Along with great service, you will receive an industry leading low rate. 

You do not have to choose between great rates and great service. Get both with Local Mortgage. 


Travis Chapman, CEO

Local Mortgage Inc. 

5350 Poplar Ave, Suite 850

Memphis, TN 38119

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Interest rates where shown, (or quoted) on this site are not an approval or offer of credit. All loans are subject to qualification based on the underwriting standards of Local Mortgage Inc., private or government insuring agencies, guarantors or investors. 

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