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Check Your Mortgage Qualifications

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Fast, easy and free!
Learn your mortgage qualifications in about 3 minutes!

No cost or obligation! No SSN needed.
not affect your credit score.

Why get pre-qualified?

If you're thinking about buying a home checking your mortgage qualifications (getting pre qualified) is a smart first step to take. It's a good way to know which homes are in your budget and whether your qualifications are adequate to get a mortgage loan.  In just a few minutes you'll get an answer without needing to provide sensitive personal information or affecting your credit score.


Once you're ready to start visiting homes and making offers we can seamlessly transition to a fully verified preapproval then onward to buying your new home. You'll also get your very own loan team which will be there to answer any questions and help you all the way through closing and beyond.

If you're ready to start looking at homes and making offers, click here to Get Pre Approved.

Become Our Customer and We'll Make You a Fan


No cost or obligation! No SSN needed. Will not affect your credit score.

A better mortgage company.

Purpose built from the ground up to save you money and deliver world class service on every loan.

We're a family-owned mortgage company built from a multi-generation, 50+ year history in mortgage lending. Here, you're not dealing with employees but rather owners and stakeholders who are more concerned with your long-term satisfaction with our company than earning a commission check.

This philosophy is built into everything we do - from our pricing model (which isn't inflated to account for big commissions paid to loan originators) to the sense of urgency and transparent manner in which we handle each loan. We are investing in people and relationships and take great pride in the repeat customers and in the referrals from our customers and real estate partners we regularly receive. 

Read more >


Travis Chapman

Chief Executive Officer


Derek Chapman

Vice President


Peggy Chapman

Chief Financial Officer


Chase Newell

Vice President

Local Mortgage, Inc.  |  5350 Poplar Avenue, Suite 850  |  Memphis, Tennessee 38119

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©2024 by Local Mortgage Inc. - All rights reserved.  |  NMLS ID 1855068  |  Disclosures and Licenses

By using this website, you agree to our Terms of Use and Online Privacy Policy

Interest rates where shown, (or quoted) on this site are not an approval or offer of credit. All loans are subject to qualification based on the underwriting standards of Local Mortgage Inc., private or government insuring agencies, guarantors or investors. 

Communication/Marketing Consent: By submitting your information through this website, you authorize Local Mortgage Inc. to contact you via telephone and/or email, even if you have previously registered on the Do Not Call Registry. Any mobile telephone number you  provide may incur charges from your mobile service provider. By visiting this site, third parties may place cookies on your browser for advertising purposes. This data may be used by third parties to display digital advertising on other sites and networks based off of your activity. 

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