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(901) 504-4663

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Check Your Mortgage Qualifications

Fast, easy and free!
Learn your mortgage qualifications in about 3 minutes!

No cost or obligation! No SSN needed.
Will
not affect your credit score.

Why get pre-qualified for a mortgage?

If you're thinking about buying a home checking your mortgage qualifications (getting pre qualified) is a smart first step to take. It's a good way to know which homes are in your budget and whether your qualifications are adequate to get a mortgage loan.  In just a few minutes you'll get an answer without needing to provide sensitive personal information or affecting your credit score.

 

Once you're ready to start visiting homes and making offers we can seamlessly transition to a fully verified preapproval then onward to buying your new home. You'll also get your very own loan team which will be there to answer any questions and help you all the way through closing and beyond.

If you're ready to start looking at homes and making offers, click here to Get Pre Approved.

Benefits of a home loan from Local Mortgage

Close on-time
Guarantee

We'll guarantee your closing date when you participate in our Approved Home Buyer Program. Your loan will close on-time or we'll pay your first payment.

Terms and Conditions>

Great Rates

Our fixed rates are consistently lower than the national average while continuing to provide 5 star service to our customers.

Get a Rate Quote>

Dedicated
Loan Team

You'll have your own dedicated team of lending professionals to help you through the mortgage process to closing and beyond.

Meet our Team>

Great Rates with 5 Star Service

We started Local Mortgage to bring something different to the mortgage market. For a while now, customers have had to choose between low rates with technology driven companies, generally sacrificing on service or getting typically higher rates from local loan officers that sometimes offer a higher level of service than their online counterparts. Not anymore…

 

If you want the best rates, great products and the right blend of technology with a human touch during your mortgage process, you are in the right place. When you are ready to buy a home, you will feel at home with Local Mortgage.

Travis Chapman, CEO

Become Our Customer and We'll Make You a Fan

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No cost or obligation! No SSN needed. Will not affect your credit score.

Local Mortgage, Inc.  |  5350 Poplar Avenue, Suite 850  |  Memphis, Tennessee 38119

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©2022 by Local Mortgage Inc. - All rights reserved.  |  NMLS ID 1855068  |  Disclosures and Licenses

By using this website, you agree to our Terms of Use and Online Privacy Policy

Interest rates where shown, (or quoted) on this site are not an approval or offer of credit. All loans are subject to qualification based on the underwriting standards of Local Mortgage Inc., private or government insuring agencies, guarantors or investors. 

Communication/Marketing Consent: By submitting your information through this website, you authorize Local Mortgage Inc. to contact you via telephone and/or email, even if you have previously registered on the Do Not Call Registry. Any mobile telephone number you  provide may incur charges from your mobile service provider. By visiting this site, third parties may place cookies on your browser for advertising purposes. This data may be used by third parties to display digital advertising on other sites and networks based off of your activity.