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Mortgage Learning Center

Our Learning Center is designed to give you the information you need to make the best decisions regarding homeownership. 

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Our Latest Mortgage Rate Update

Want to stay up to date with mortgage rates and real estate news?

Subscribe to our weekly newsletter and get updates in your inbox each Friday.

Featured Homebuying Topics

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We know the home buying process can be overwhelming, especially if it's your first time buying a home. To help you navigate the process, we have put the home buying process into ten simple steps.

House Viewing

Getting preapproved is an important step in the mortgage process. We believe getting preapproved should not be burdensome. We pride ourselves on issuing same-day preapprovals!

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Get a better understanding of the loan documentation needed for the loan process. We collect most of the required documentation upfront to streamline your loan process.  

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Once you reach your closing date, you are almost at the end of the mortgage process! All that is left for you to do is show up at the title company/attorney's office and sign your closing documents. Let's take a closer look at the final steps of the mortgage process.

Need help? Schedule a quick call with us. 

Mortgage Consultation

Popular Refinance Topics

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If your rate is higher than 7%, it may be time to refinance your home loan rate.

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If you need cash, we can help with a low rate cash out refinance.

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If you are in the market to refinance, a no closing cost refinance can be a smart move.

Mortgage Quotes 24/7

Rates Learning Center

Our Mortgage Rates Learning Center is a go to resource for all things mortgage rates. Learn how mortgage rates are set, different types of mortgage rates and how to find the best mortgage rate. 

Buying a House

Today's Average Life of Loan Interest Savings is 

$29,595

As Compared to the National Average

Credit Scores
Learning Center

Our Credit Scores Learning Center is a go to resource for all things regarding credit. Learn how credit scores are determined, how to improve yours and how an improved credit score can lower your interest rate. 

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When you are ready,
we are here. 

Ready to get started? Great, click below. If you have questions, call us! Our hours are listed below.

901-504-4663

 

Monday - Thursday                         8am-8pm

Friday                                                    8am-6pm

Saturday                                              9am-4pm

Sunday                                               12pm-4pm

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Travis Chapman

CEO

NMLS 64848

Cell: 901-289-8783

tchapman@localmortgage.com

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Derek Chapman

Vice President

NMLS 1339905

Cell: 901-701-6732

dchapman@localmortgage.com

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Chase Newell

Vice President

NMLS 1290069

Cell: 901-356-0568

cnewell@localmortgage.com

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