Waiting for Lower Rates to Buy a Home?
Mortgage rates have taken a quick dip the past few days and are now near or below 6% after climbing over 8% a few weeks ago. While that...
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How Existing Homeowners Can Sell and Buy
Current homeowners wishing to sell their current home and purchase a new one face a few challenges in the existing market. Inventory is stil
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The truth regarding interest rate changes for high credit scores
As I’m sure you saw the headlines late last week, there have been some changes to Fannie Mae and Freddie Mac’s mortgage pricing model....
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How to Compare Rate Offers from Competing Lenders?
Many homebuyers believe they need to shop multiple lenders for the best rates. With so many different industry fees charged, and forms...
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No Closing Cost Home Purchase Loans
We offer each of our customers a range of rate options, some with reduced fees, even some with zero in closing costs.
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No Closing Cost Refinance
Local Mortgage offers a variety of refinancing options, including options with no closing costs.
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Navigating Common Mortgage Fees
What to Expect Shopping for a mortgage loan can be confusing and sometimes hard to compare multiple offers from lenders. It is very...
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Down Payment Saving Tips
For many people, the down payment is often the most difficult part of purchasing a home. You may have a good credit score, steady income,...
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3 Good Times to Consider Refinancing
With average mortgage interest rates in the United States consistently reaching historical lows, the word refinance is on the mind of...
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5 Types of Mortgages You Should Know
When you begin to research home loans, you will come across numerous different mortgage products. Some of these products can save you...
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Mortgage Interest Rate Basics
At Local Mortgage, our team is passionate about helping people get into the home of their dreams while saving money in the process. In...
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Is Refinancing Right for You?
With rates still near historic lows in 2020 and early 2021, mortgage lenders have seen applications for mortgage refinances at all time...
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What Will a New Home Cost?
From down payments to closings costs and cosmetic updates, there's a lot to consider when calculating the cost of a home purchase.
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