This Home Offers a Rate Advantage
123 Main St
Germantown, TN 38138
$350,000 | 3 Beds | 2 Baths
Niki Berry | Berkshire Hathaway
Featured 30 Year Fixed FHA Rate
5.990% | 6.567%
Interest Rate APR
$10,500 Seller Funded Rate Buydown
Rate quoted as of October 22, 2026. Rates subject to change. Featured rates shown above are discounted mortgage rates that require discount points paid for by the seller. All loans subject to qualifying.
What is the Rate Advantage program?
The Rate Advantage program is an exclusive special mortgage rate offer available from Local Mortgage. This program allows buyers to receive discounted mortgage rates through a seller paid rate buydown. Sellers and listing agents of eligible homes have partnered with Local Mortgage to make their homes more affordable through this special financing offer.
When you make your offer, your real estate agent will include the seller funded rate buydown amount listed above. Sellers participating in the program have agreed to pay the rate buydown costs required to obtain the advertised rate.
More than just a Rate Advantage!
5 Year Free Refinance
Finance your home purchase with us and we will pay your closing costs when you refinance. One time benefit, good for 5 years!
Click here for full details.
No Appraisal Fee
If you purchase a home that participates in our Rate Advantage program, we will reimburse you for the appraisal expense at closing. Typical savings are around $650.
Experience & Expertise
Our family has over 50+ years of combined experience helping to make homebuying more affordable for people just like you!