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Today's 30 Year Fixed Conventional Compared to the National Average
.345%
Today's Rate Savings
$30,009
Today's Life of Loan Interest Savings
Today's Mortgage Rates
It's easy to be transparent when our mortgage rates are so good!
5.875%
Interest Rate
5.903%
APR
(0.250)
Points
30 Year Fixed Conventional Rate
5.250%
Interest Rate
5.296%
APR
(0.125)
Points
15 Year Fixed Conventional Rate
5.490%
Interest Rate
6.235%
APR
(0.105)
Points
30 Year Fixed FHA Rate
5.500%
Interest Rate
5.723%
APR
(0.106)
Points
30 Year Fixed VA Rate
5.125%
Interest Rate
5.601%
APR
(0.031)
Points
30 Year Fixed USDA Rate
6.125%
Interest Rate
6.136%
APR
0.000
Points
30 Year Fixed Jumbo Rate
Rate Search Menu
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You deserve lower mortgage rates.
6.220%
Today's National Average
30 Year Fixed Conventional
Today's national average for a 30 year fixed Conventional rate per Mortgage News Daily.
5.875%
Today's Rate (5.903% APR)
30 Year Fixed Conventional
Today's 30 year fixed Conventional rate from Local Mortgage.
.345%
Today's Rate Savings
Lock in a lower rate today
Our customer's rate savings as compared to the national average.
$30,009
Life of Loan Interest Savings
This can be your savings
The life of loan interest savings for a $344,000 loan amount.
You deserve the best mortgage company.
We have an unwavering commitment to our clients. Read a few of our 200+ reviews on Google, they will tell you better than we can! You can can count on our commitment to being available when you need us, answering your questions, and handling your loan with the care it deserves. Our company is built around owners and stakeholders, rather than employees. Quite frankly, your satisfaction means more to us.
Our mission is to help you save. You work hard to afford your home, don't pay more than necessary. We monitor our rates everyday to make sure that we are giving you the best mortgage at the lowest rate possible. Since our company is built around owners, we have eliminated high sales commissions which results in lower rates for you.
Our family has over 50+ years of combined experience helping families buy homes. We have closed thousands of loans for people just like you, giving us the experience and expertise to close your loan quickly and efficiently.
Become our customer and we will make you a fan.
"the best rate available"
They provided down home customer service and competitive rates. They communicated with me throughout the entire process extremely well and genuinely cared that I got the best rate available. Local Mortgage is definitely worth giving a call!
"the best overall offer"
Travis provided the best overall offer, great rate with no points & a lender credit. He was aggressive in a good way, earning my business with a great offer. His team was very efficient and friendly throughout the underwriting process. I wouldn't hesitate to use Local again.
"gave us the best rates"
Derek and Travis Chapman were extremely helpful throughout the home buying process, gave us the best rates, helped us stay in our budget, and included a free refinance! Highly recommend!
Our Approved States
We are located in the heart of Memphis, Tennessee and proudly serve our hometown of Memphis and the surrounding areas. Being a local mortgage lender, we are able to provide the best mortgage at the lowest rate to the communities and neighborhoods where we work and live.
By investing in the best technology and committing to the highest levels of service, we are able to deliver our hometown service across a wider geographic footprint with no sacrifices. Home buyers and homeowners in the states listed here can also get the best rate and experience our five star service.
Colorado
Florida
Georgia
Mississippi
Tennessee
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