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First-Time Home Buyer Rates
Buying your first home is a smart step for your financial future. Make an even smarter choice by getting the best first-time home buyer mortgage rate on your first home.
On average, our mortgage rates are .326% lower than the national average. This equates to $23,836 in life of loan interest savings. See details on rate savings calculation here.
Today's best 30 year fixed Conventional First-Time Home Buyer rate.
Today's best 30 year fixed FHA First-Time Home Buyer rate.
Today's best 30 year fixed USDA First-Time Home Buyer rate.
Today's best 30 year fixed VA First-Time Home Buyer rate.
First-Time Home Buyer Programs
We will review and discuss the first-time home buyer programs that best fit your financial needs.
Program Qualification Requirements
We can discuss your particular financial picture to prepare you for the documentation and underwriting requirements specific to your situation.
Home Buying Budget
One of the most important parts of the home buying process is to determine your home buying budget. We can talk real numbers in regards to down payment and monthly house note.
A human experience with online ease.
1. Consultation
Our 10 minute consultation is quick and casual. Help us understand your goals so we can put you on the right path.
2. Application
Apply online or over the phone. We will give you a same day preapproval and get the loan process started.
3. Processing and Underwriting
Our loan process blends electronic document submission and automated updates with a human touch. We are always available to answer your questions.
4. Closing
Electronically sign some of the forms before closing, and then meet us at the closing attorney to sign the notarized documents.
Our Approved States
We are located in the heart of Memphis, Tennessee and proudly serve our hometown of Memphis and the surrounding areas. Being a local mortgage lender, we are able to provide the best mortgage at the lowest rate to the communities and neighborhoods where we work and live.
By investing in the best technology and committing to the highest levels of service, we are able to deliver our hometown service across a wider geographic footprint with no sacrifices. Home buyers and homeowners in the states listed here can also get the best rate and experience our five star service.
Colorado
Florida
Georgia
Mississippi
Tennessee
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