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Second Home Rates
If you are ready to make your second home dreams a reality, our second home mortgage rates will give you the best financing terms. Take advantage of our low second home mortgage rates to make your new second home more affordable.
On average, our mortgage rates are .326% lower than the national average. This equates to $23,836 in life of loan interest savings. See details on rate savings calculation here.
Today's best 30 year fixed Conventional second home rate.
Today's best 30 year fixed Jumbo second home rate.
A human experience with online ease.
1. Consultation
Our 10 minute consultation is quick and casual. Help us understand your goals so we can put you on the right path.
2. Application
Apply online or over the phone. We will give you a same day preapproval and get the loan process started.
3. Processing and Underwriting
Our loan process blends electronic document submission and automated updates with a human touch. We are always available to answer your questions.
4. Closing
Electronically sign some of the forms before closing, and then meet us at the closing attorney to sign the notarized documents.
Second Home Consultation
Our second home buyer consultation call is quick and casual. We will ask a few questions to get a better understanding of your financial situation and your goals when it comes to buying a second home. In just a few short minutes, you will be on the right path to buying your second home.
Second Home Loan Programs
We can talk about your price range and available funds for down payment to determine the best second home loan program for you. We will discuss pros and cons for your options and determine what works best for your financial situation.
Program Qualification Requirements
We can discuss your particular financial picture to prepare you for the documentation and underwriting requirements specific to your situation.
Second Home Affordability
One of the most important parts of the home buying process is to determine your home buying budget. We can talk real numbers in regards to down payment and new monthly house payment for your second home.
Our Approved States
We are located in the heart of Memphis, Tennessee and proudly serve our hometown of Memphis and the surrounding areas. Being a local mortgage lender, we are able to provide the best mortgage at the lowest rate to the communities and neighborhoods where we work and live.
By investing in the best technology and committing to the highest levels of service, we are able to deliver our hometown service across a wider geographic footprint with no sacrifices. Home buyers and homeowners in the states listed here can also get the best rate and experience our five star service.
Colorado
Florida
Georgia
Mississippi
Tennessee
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