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Today’s Best FHA Mortgage Rates

5.625%

Rate

6.376%

APR

(0.448) pts

Points

Lower Mortgage Rates

Our mission is to help you save. You work hard to afford your home, don't pay more than necessary. We monitor our rates everyday to make sure that we are giving you the very best mortgage rates. 

See Your Rates

Our Rates Compared to the National Average

.395%

Today's Rate Savings

$31,183

Today's Life of Loan Interest Savings

More FHA Mortgage Rates

6.376%

APR

(0.448) pts

Points

Select

5.993%

APR

1.273 pts

Points

Select

5.930%

APR

1.936 pts

Points

Select

Become our customer and we will make you a fan.

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"the best rate available"

They provided down home customer service and competitive rates. They communicated with me throughout the entire process extremely well and genuinely cared that I got the best rate available. Local Mortgage is definitely worth giving a call!

Greg A.
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"the best overall offer"

Travis provided the best overall offer, great rate with no points & a lender credit. He was aggressive in a good way, earning my business with a great offer. His team was very efficient and friendly throughout the underwriting process. I wouldn't hesitate to use Local again.

Tim D.
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"gave us the best rates"

Derek and Travis Chapman were extremely helpful throughout the home buying process, gave us the best rates, helped us stay in our budget, and included a free refinance! Highly recommend!

Alex C.

See Your Rate

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✔ No Impact on Credit Score

✔ Transparent Rates & Fees

​✔ No Documents Required

Features & Benefits

On average, our mortgage rates are .326% lower than the national average. This equates to $23,836 in life of loan interest savings.

Finance your home purchase with us and we will pay your closing costs when you refinance. One time benefit, good for 5 years! 

Our process is simple and straightforward. Let’s start with a 10-minute, quick, casual conversation and we can get you on the right path. 

When you are ready,
we are here. 

Ready to get started? Great, click below. If you have questions, call us! Our hours are listed below.

901-504-4663

 

Monday - Thursday                         8am-8pm

Friday                                                    8am-6pm

Saturday                                              9am-4pm

Sunday                                               12pm-4pm

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Travis Chapman

CEO

NMLS 64848

Cell: 901-289-8783

tchapman@localmortgage.com

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Derek Chapman

Vice President

NMLS 1339905

Cell: 901-701-6732

dchapman@localmortgage.com

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Chase Newell

Vice President

NMLS 1290069

Cell: 901-356-0568

cnewell@localmortgage.com

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