Today’s Best USDA Mortgage Rates

5.500%
Rate
5.979%
APR
(0.141) pts
Points
Lower Mortgage Rates
Our mission is to help you save. You work hard to afford your home, don't pay more than necessary. We monitor our rates everyday to make sure that we are giving you the very best mortgage rates.

Our Rates Compared to the National Average
.476%
Today's Rate Savings
$37,423
Today's Life of Loan Interest Savings
More USDA Mortgage Rates
Become our customer and we will make you a fan.

"the best rate available"
They provided down home customer service and competitive rates. They communicated with me throughout the entire process extremely well and genuinely cared that I got the best rate available. Local Mortgage is definitely worth giving a call!

"the best overall offer"
Travis provided the best overall offer, great rate with no points & a lender credit. He was aggressive in a good way, earning my business with a great offer. His team was very efficient and friendly throughout the underwriting process. I wouldn't hesitate to use Local again.

"gave us the best rates"
Derek and Travis Chapman were extremely helpful throughout the home buying process, gave us the best rates, helped us stay in our budget, and included a free refinance! Highly recommend!
See Your Rate
✔ No Impact on Credit Score
✔ Transparent Rates & Fees
✔ No Documents Required
Features & Benefits
On average, our mortgage rates are .326% lower than the national average. This equates to $23,836 in life of loan interest savings.
Finance your home purchase with us and we will pay your closing costs when you refinance. One time benefit, good for 5 years!
Our process is simple and straightforward. Let’s start with a 10-minute, quick, casual conversation and we can get you on the right path.


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