Jumbo loans are a critical part of the mortgage landscape, especially in high-cost housing markets. In this post, we’ll break down what jumbo loan underwriting entails in 2025, what lenders look for, and how you can improve your chances of approval.
Not all jumbo loans are created equal. As loan amounts increase, lenders apply different guidelines based on risk and investor criteria. In this article, we break down common jumbo loan tiers—specifically $2.0M, $2.5M, $3.0M, and $3.5M.
Buying a new home when you already own a home presents certain challenges. If you are a current homeowner and are looking to buy a new home without having to sell yours first, a mortgage recast might be your solution.
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