For buyers looking at homes that need work—or current homeowners dreaming of a remodel—the Fannie Mae HomeStyle® Renovation Loan offers a powerful, all-in-one financing option. Instead of taking out a separate loan or draining your savings, this program lets you roll the renovation costs into a single mortgage.

The HomeStyle loan combines the purchase price and renovation costs into one loan, which means you can finance updates like new flooring, a kitchen remodel, or even an addition—all right from the start. This is a major win for first-time buyers who want to customize a home without dipping into savings for renovations after closing.

If you're investing in rental properties, you've likely heard about buying through an LLC (Limited Liability Company). While it's not required, there are some clear advantages—especially when using DSCR loans or building a growing portfolio.

Get insights on how lenders are underwriting DSCR loans for real estate investors.

With the rise of platforms like Airbnb and Vrbo, more investors are entering the short-term rental market to capitalize on strong nightly cash flow. But traditional mortgage options often fall short when it comes to qualifying based on rental income from these types of properties. That’s where DSCR (Debt Service Coverage Ratio) loans come in—providing a flexible, income-focused solution for short-term rental financing.

Jumbo loans are a critical part of the mortgage landscape, especially in high-cost housing markets. In this post, we’ll break down what jumbo loan underwriting entails in 2025, what lenders look for, and how you can improve your chances of approval.