Backed by the U.S. Department of Agriculture, USDA loans are designed to promote homeownership in rural and suburban communities—and the good news is, you don’t have to move far from the city to qualify.
Instead of monthly mortgage insurance, this upfront fee helps offset the program’s cost to taxpayers, making it possible for the VA to continue offering no-down-payment loans to future generations of service members.
This is more than just a standard home valuation—it’s a detailed inspection designed to make sure the home meets both value and safety standards set by the Federal Housing Administration (FHA).