The VA Streamline Refinance, officially known as the Interest Rate Reduction Refinance Loan (IRRRL), helps homeowners with an existing VA loan refinance into a lower interest rate or better loan terms. It’s one of the simplest refinance options available—often requiring no appraisal, no income verification, and minimal paperwork.
The VA Streamline Refinance, officially called the Interest Rate Reduction Refinance Loan (IRRRL), is a fast and hassle-free way for eligible veterans, active-duty service members, and surviving spouses to refinance an existing VA home loan into a lower rate or better terms—without an appraisal or income verification in most cases.
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