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Thinking of buying a home?
We'll help you plan the best way.

Answer a few questions and get professional guidance on the best strategy to buy a home in today's real estate market - personalized just for you with no cost or obligation.

  • Learn the mortgage amount and which loan programs you may qualify for.

  • Get details on interest rates, monthly payments and down-payment necessary.

  • Learn if you qualify for down payment and closing cost grants or assistance.

  • Get information about FHA, VA, USDA and Affordable Housing Loans

No SSN requested.

Will not affect your credit score.

Travis Chapman

Derek Chapman

Chase Newell

Get our free guidebook to
buying your first home.

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Get our free, step-by-step guidebook on becoming a homeowner for the first time! It has everything you need to know about credit qualifying, down payments, closing costs, loan programs and more. 

Would you like to be contacted for a free home buying consultation?

Thank you! A secure download link to the guidebook has been emailed to you.

Have questions? Need advice? . . . Talk to us!

There's nothing our loan officers like doing more than meeting our customers and helping them one-on-one. 

Buy Now, Refinance Later.


Timing your home buying plans with the market in order to get the lowest interest rate is hard, if not impossible. Our clients have the advantage of a free refinance benefit that they can use anytime in the first 5 years of their mortgage. So why wait? Go ahead and buy your new home now, and let us pick up the closing costs for your refinance if rates drop in the first 5 years of your loan.


It’s often less costly for us to refinance a loan we’ve already made and this is our way of passing those savings along to our customers. We are committed to helping our clients save at closing and beyond.

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Become Our Customer and We'll Make You a Fan


Local Mortgage, Inc.  |  5350 Poplar Avenue, Suite 850  |  Memphis, Tennessee 38119


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Interest rates where shown, (or quoted) on this site are subject to change without notice and are not an approval or offer of credit. All loans are subject to qualification based on the underwriting standards of Local Mortgage Inc., private or government insuring agencies, guarantors or investors. Not available in all states. Property Insurance required. Google®, Bankrate®, Zillow®, and Better Business Bureau® logos, when used here are registered trademarks of their respective owners.

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