With the rise of platforms like Airbnb and Vrbo, more investors are entering the short-term rental market to capitalize on strong nightly cash flow. But traditional mortgage options often fall short when it comes to qualifying based on rental income from these types of properties. That’s where DSCR (Debt Service Coverage Ratio) loans come in—providing a flexible, income-focused solution for short-term rental financing.

It was a pretty busy week as far as economic data goes, but really no change in mortgage rates. We will end the week pretty much right where we started, right at 6.375% for our best 30 year fixed conventional scenario.

Jumbo loans are a critical part of the mortgage landscape, especially in high-cost housing markets. In this post, we’ll break down what jumbo loan underwriting entails in 2025, what lenders look for, and how you can improve your chances of approval.

It was a light week for economic data, and after a few up and down swings, rates will end the week just up slightly from last week, putting us right at 6.375% for our best 30-year-old fixed conventional scenario.

Both aim to simplify the refinance process, but the documentation and borrower requirements differ significantly.

The VA Streamline Refinance, officially known as the Interest Rate Reduction Refinance Loan (IRRRL), helps homeowners with an existing VA loan refinance into a lower interest rate or better loan terms. It’s one of the simplest refinance options available—often requiring no appraisal, no income verification, and minimal paperwork.