If you're investing in rental properties, you've likely heard about buying through an LLC (Limited Liability Company). While it's not required, there are some clear advantages—especially when using DSCR loans or building a growing portfolio.

Get insights on how lenders are underwriting DSCR loans for real estate investors.

With the rise of platforms like Airbnb and Vrbo, more investors are entering the short-term rental market to capitalize on strong nightly cash flow. But traditional mortgage options often fall short when it comes to qualifying based on rental income from these types of properties. That’s where DSCR (Debt Service Coverage Ratio) loans come in—providing a flexible, income-focused solution for short-term rental financing.

If you're a real estate investor growing your rental portfolio, one key question is: "How many properties can I finance with a conventional loan?" Fannie Mae has clear guidelines — and understanding them can help you plan your next purchase or refinance.