A no cost loan is one where the lender is paying all of the fees for your transaction. This includes their lender fees, appraisal fees, title fees including title insurance, and recording and transfer taxes.
It is very important to shop for the best terms for your mortgage so this article aims to help you understand all of the common fees associated with a traditional mortgage loan.
For many people, the down payment is often the most difficult part of purchasing a home. You may have a good credit score, steady income, and a strong payment history, but it is often challenging to come up with enough savings for a down payment, even on a starter home.
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