Want to Renovate Your Current Home? Refinance with a HomeStyle® Renovation Loan

Update and upgrade your existing home with a Homestyle Renovation refinance.

Love your location but not your layout? If you’re dreaming of a home makeover, the Fannie Mae HomeStyle® Renovation refinance could be the smart solution you’ve been waiting for.

For existing homeowners, refinancing into a HomeStyle® Renovation loan allows you to tap into your home’s future value—not just current equity—to fund renovations big or small. Whether you're upgrading your kitchen, adding a bedroom, or modernizing a fixer-upper, this single-loan solution helps you finance both your current mortgage and your desired improvements in one easy process.

Why Homeowners Refinance with HomeStyle®

Unlike traditional cash-out refinances or personal loans, the HomeStyle Renovation refinance is designed specifically to finance improvements based on the after-renovation value of your home. That means more potential borrowing power and the ability to make the upgrades you really want.

Benefits include:

• One loan and one payment for both your existing mortgage and renovation costs

• Finance up to 95% of the appraised after-renovation value

• Competitive interest rates compared to home equity lines or personal loans

• Use for a wide range of repairs and improvements—including luxury upgrades

Renovate the Home You Already Love

HomeStyle can be used for everything from energy-efficient updates to layout changes, room additions, roof replacements, or even a new outdoor living space. You don’t need to move or take on multiple loans to get the home you’ve always wanted—you just need the right financing strategy.

Turn Your Current Home into Your Dream Home

If you’re ready to renovate but want to keep your roots in place, a HomeStyle Renovation refinance is a powerful option. By leveraging your home’s future value, you can update now and enjoy the results for years to come.

Let’s talk about how to turn today’s house into your forever home—without waiting.